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Use Your IRA to Invest in Residential Real Estate

Portland, OR

“Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise wage earner of today invests his money in real estate.” 

       — Andrew Carnegie, early 20th-century billionaire industrialist.

IRON BRIDGE AT A GLANCE:
Years in Business:9
Borrowers:729
Current States Lending In:29
Total Projects: 2,283
Borrower Net Profits:$98,341,497

Investing With An IRA

For many Americans, the ability to use their self-directed IRAs to diversify their retirement savings is a great path towards a balanced retirement fund. Diversification is key to hedge against market movements, and real estate is another key asset class to include along with stocks and bonds to reduce risk exposure. 

 

Know the Rules

Using your self-directed IRA to buy an investment property comes with a lot of restrictions. Most of the time you can’t use the property yourself, rent it to relatives, take a vacation in it, or use family members to work on it.

Repairs and expenses typically have to come out of the IRA, and any income or profits have to be returned to the IRA. For these reasons, buying a property with your IRA can be way more trouble than it’s worth. Consulting with your CPA and financial advisor are advised to make sure your investment meets your desired objectives.

 

 

A Better Way

Investing your self-directed IRA with a reputable real estate company such as Iron Bridge you get the best of both worlds: passive income, and tax-advantaged exposure to real estate.

Iron Bridge’s investor team will help you set up your investment so it complies with IRS regulations and personally educate you about the Senior Notes. Benefits of Iron Bridge’s Senior Notes program include:

Superior Rate of Return

Earn 6% interest monthly, or 6.17% with reinvestment compounding– much more than the typical 1-2% from banks, CD, bonds, or other liquid investments.

Withdraw or Add to Your Investment within 30 days

No waiting periods or lockouts.  Very easy access in and out of your portfolio.

1st Position in Equity Stack

The Senior Notes are senior in security interest to the Company’s existing Junior Notes and Equity Program capital.

Backed by over $98 Million in Real Estate Collateral

Over 24% Cumulative Loan to Value, and 4.1x Cumulative Asset Coverage (as of December 31, 2017).

My wife and I love being able to use our two IRA accounts and a 401K plan to invest in Iron Bridge. Our monthly interest payments are tax-deferred, and we elected to have those monthly interest payments reinvested into principal each month, increasing our annualized returns through monthly compounding. The Iron Bridge team also went out of their way to help us complete the paperwork required by the IRA and 401K custodians to initiate the investment.”

Michael and Janice D.

Iron Bridge Investors

Conclusion

With Iron Bridge, you will have a stake in approximately 200-250 loans located throughout 29 of the best states in the US for real estate investment. No landlording, no restrictions, no work at all is needed to be done by you. Just sit back and enjoy the returns on your investment.

Average Number of Loans

States

Iron Bridge Senior Secure Demand Notes

Ready To Invest? Get Started

Portfolio Properties

US States Operating In

Real Estate Collateral

%

Interest with Compounding

Days Redeemable

Lockup or Waiting Period

DISCLOSURE: The views and opinions shared in this article are those of the author(s), and do not represent the views of Iron Bridge Lending nor are they formal recommendations. Iron Bridge does not provide tax, legal or investment advice, and this article should not be construed as such. Before making any investment, investors should consult with their own attorneys, accountants or other investment advisors.

Our Senior Secured Demand Notes are being offered only by means of the Offering Circular which is available at www.ironbridgelending.com. The Offering Circular is part of an Offering Statement that was filed with, and qualified by, the Securities and Exchange Commission under Tier II of Regulation A under the Securities Act of 1933, as amended (the “Securities Act”). No offer to sell or solicitation of an offer to buy the Senior Secured Demand Notes is being made in any jurisdiction in which such offer, sale or solicitation would not be permitted by law.

The minimum investment in our Senior Secured Demand Notes is $50,000. Persons who are not “accredited investors” as defined for purposes of Regulation D under the Securities Act will not be permitted to purchase Senior Secured Demand Notes in an amount in excess of 10 percent of the greater of the investor’s annual income or net worth (for natural persons) or revenues or net assets (for entities).

This presentation includes “forward-looking statements” within the meaning of the federal securities laws. Forward-looking statements are generally identifiable by the use of words such as “may,” “should,” “expects,” “plans,” “believes,” “estimates,” “predicts,” and similar words or expressions. Such statements include information concerning our plans, expectations, possible or assumed future financial results, trends and business plans, and involve risks and uncertainties that are difficult to predict and subject to change based on various important factors, many of which are beyond our control. Such factors include, but are not limited to, those discussed in the “Risk Factors” section of the Offering Circular. These and other important factors could cause actual results to differ materially from those described in any forward-looking statement. You should not place undue reliance on our forward-looking statements and information. The forward-looking statements included in this presentation are made as of the date hereof and we assume no obligation and do not intend to update such forward-looking statements or the reasons actual results could differ from those described in such forward-looking statements. All forward-looking statements contained in this presentation are expressly qualified by these cautionary statements. Statements other than statements of historical fact are forward-looking statements.

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